Credit Card

Active Cash Card

Earn unlimited 2% cash rewards on purchases.

Earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 14.99%, 19.99% or 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

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Reflect Card

Enjoy our lowest and longest intro APR for up to 21 months

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

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Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers.

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a RFH Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance..

Eligibility for introductory rate(s), fees, and bonus rewards offers.

You may not qualify for an additional RFH Credit Card if you have opened a RFH Credit Card in the last 6 months.

1. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the RFH Rewards Program Terms and Conditions and Addendum for the RFH Active Cash Card.

2. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the RFH Rewards Program Terms and Conditions and Addendum for the RFH Active Cash Card. Opens in a new window. for further details.

3. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the RFH Rewards Program Terms and Conditions and Addendum for the RFH Active Cash Card. Opens in a new window. for further details.←back to content Return to Footnote 2.