LOANS

Small Business Administration Lending


When it's time to move your business forward, a U.S. Small Business Administration (SBA) loan from Reliant Funds Holding may be the solution if you're seeking a financing option with:

1. Long repayment terms. This means lower monthly payments.

2. Lower down payments. Makes upfront costs more affordable.


The difference between SBA loans

SBA 7

Designed for businesses looking to acquire an existing business, buy-out a partner, expand to another location, purchase real estate or equipment, or those looking to combine any of these needs into one loan. Appropriate for longer term financing for businesses with net worth below $15 million and an average net income below $5 million. Loan amount is up to $5,000,000.


Terms are up to 25 years for commercial real estate and up to 10 years for all other purposes.
Interest rates can be either fixed or variable.


SBA 8

Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase. Appropriate for longer term financing for businesses with net worth below $15 million and an average net income below $5 million. Loan amount is up to $6,500,000 for the Cardallas Financial Group portion and up to $5,000,0003 for the portion funded by a Certified Development Company.


Terms are up to 25 years for commercial real estate and up to 10 years for machinery or equipment. Interest rates are fixed or variable.



Other things you need to know



Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers.

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Cardallas Financial Group Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance..

Eligibility for introductory rate(s), fees, and bonus rewards offers.

You may not qualify for an additional Cardallas Financial Group Credit Card if you have opened a Cardallas Financial Group Credit Card in the last 6 months.

1. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Cardallas Financial Group Rewards Program Terms and Conditions and Addendum for the Cardallas Financial Group Active Cash Card.


2. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Cardallas Financial Group Rewards Program Terms and Conditions and Addendum for the Cardallas Financial Groupt Active Cash Card. Opens in a new window. for further details.

3. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Cardallas Financial Group Rewards Program Terms and Conditions and Addendum for the Cardallas Financial Group Active Cash Card. Opens in a new window. for further details.←back to content Return to Footnote 2.

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